/* ClaimAlert — bespoke stylesheet (no Tailwind, no build step)
   Palette: deep navy + alert orange + crisp white cards.
   Type:    DM Sans body, Archivo Narrow display headings. */

:root{
  --navy-900:#071529;
  --navy-800:#0b1f3a;
  --navy-700:#102a4d;
  --navy-600:#1a3a66;
  --navy-100:#e3eaf5;
  --orange:#ff6a1a;
  --orange-2:#e15512;
  --orange-50:#ffece0;
  --amber:#fbbf24;
  --paper:#f5f7fb;
  --paper-2:#ffffff;
  --line:#e2e8f0;
  --line-2:#cbd5e1;
  --ink:#0f172a;
  --ink-2:#1e293b;
  --muted:#64748b;
  --green:#16a34a;
  --red:#b91c1c;
  --shadow-sm:0 1px 2px rgba(11,31,58,.06);
  --shadow:0 1px 2px rgba(11,31,58,.06), 0 8px 22px rgba(11,31,58,.08);
  --shadow-lg:0 4px 8px rgba(11,31,58,.10), 0 24px 48px rgba(11,31,58,.16);
  --radius:8px;
  --radius-lg:14px;
  --display: "Archivo Narrow","Oswald","Helvetica Neue Condensed","Arial Narrow",sans-serif;
  --sans:    "DM Sans","Inter","Helvetica Neue","Arial",sans-serif;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family:var(--sans);
  color:var(--ink);
  background:var(--paper);
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
a{color:var(--navy-700);text-decoration:none;transition:color .12s ease}
a:hover{color:var(--orange-2);text-decoration:underline}
img{max-width:100%;display:block}
h1,h2,h3,h4,h5{font-family:var(--display);color:var(--navy-900);line-height:1.05;margin:0 0 .5em;letter-spacing:-.005em;font-weight:700;text-transform:none}
h1{font-size:3rem}
h2{font-size:2.05rem}
h3{font-size:1.35rem}
h4{font-size:1.05rem}
.container{max-width:1200px;margin:0 auto;padding:0 22px}
.cluster{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.between{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:6px;padding:12px 20px;font-weight:700;cursor:pointer;border:1px solid transparent;font-size:.95rem;font-family:var(--sans);letter-spacing:.01em;transition:transform .08s ease,background .12s ease,box-shadow .12s ease}
.btn:hover{text-decoration:none;transform:translateY(-1px)}
.btn-primary{background:var(--orange);color:#fff;border-color:var(--orange-2);box-shadow:0 6px 16px rgba(255,106,26,.32)}
.btn-primary:hover{background:var(--orange-2);color:#fff;box-shadow:0 8px 22px rgba(255,106,26,.42)}
.btn-ghost{background:transparent;color:var(--navy-800);border-color:var(--line-2)}
.btn-ghost:hover{background:#fff;color:var(--navy-900)}
.btn-dark{background:var(--navy-800);color:#fff;border-color:var(--navy-900)}
.btn-dark:hover{background:var(--navy-900);color:#fff}
.btn-block{width:100%}

/* Top bar */
.topbar{background:var(--navy-900);color:#cdd6e4;font-size:.82rem;border-bottom:1px solid #051022}
.topbar .container{display:flex;justify-content:space-between;align-items:center;padding:8px 22px;gap:12px;flex-wrap:wrap}
.topbar a{color:#cdd6e4}
.topbar a:hover{color:#fff}
.pulse{display:inline-flex;align-items:center;gap:8px}
.pulse-dot{width:8px;height:8px;border-radius:999px;background:var(--orange);box-shadow:0 0 0 0 rgba(255,106,26,.7);animation:pulse 2.2s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(255,106,26,.6)}70%{box-shadow:0 0 0 12px rgba(255,106,26,0)}100%{box-shadow:0 0 0 0 rgba(255,106,26,0)}}

/* Header */
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40;box-shadow:var(--shadow-sm)}
.site-header .container{display:flex;align-items:center;justify-content:space-between;padding:14px 22px;gap:18px}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--display);font-weight:700;font-size:1.6rem;color:var(--navy-900);letter-spacing:-.01em}
.brand .mark{width:36px;height:36px;border-radius:8px;background:linear-gradient(135deg,var(--orange) 0%, var(--orange-2) 100%);display:inline-flex;align-items:center;justify-content:center;color:#fff;font-weight:800;font-family:var(--display);font-size:1.05rem;letter-spacing:.02em}
.brand:hover{text-decoration:none;color:var(--navy-900)}
.nav{display:flex;gap:6px;flex-wrap:wrap;font-size:.93rem}
.nav a{color:var(--ink-2);font-weight:600;padding:8px 12px;border-radius:6px}
.nav a:hover{color:var(--navy-900);background:var(--paper);text-decoration:none}
@media(max-width:1080px){.nav{display:none}}

/* Hero */
.hero{
  background:radial-gradient(1100px 500px at 75% -10%, rgba(255,106,26,.18) 0, rgba(255,106,26,0) 60%),
              linear-gradient(180deg,var(--navy-900) 0%, var(--navy-800) 100%);
  color:#e8eef9;padding:68px 0 76px;position:relative;overflow:hidden;border-bottom:4px solid var(--orange)
}
.hero .grid{display:grid;grid-template-columns:1.25fr 1fr;gap:42px;align-items:center}
.hero h1{color:#fff;font-size:3.6rem;line-height:1.02;letter-spacing:-.015em;font-weight:700}
.hero h1 em{font-style:normal;color:var(--orange);text-shadow:0 0 32px rgba(255,106,26,.35);background:linear-gradient(180deg,#ff8a3a 0%,var(--orange) 60%,var(--orange-2) 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;display:inline}
.hero p.lede{color:#c5d0e4;font-size:1.18rem;max-width:55ch;line-height:1.5}
.hero .pill{display:inline-flex;align-items:center;gap:8px;background:rgba(255,106,26,.16);color:#ffd1b3;padding:6px 14px;border-radius:999px;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;border:1px solid rgba(255,106,26,.3)}
.hero .stats{display:flex;gap:34px;margin-top:24px;flex-wrap:wrap}
.hero .stat strong{display:block;font-family:var(--display);font-size:2.2rem;color:#fff;line-height:1}
.hero .stat span{color:#9eb0cd;font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;margin-top:2px;display:block}
.hero img.illust{border-radius:14px;box-shadow:0 30px 70px rgba(0,0,0,.5);border:1px solid rgba(255,255,255,.08)}
@media(max-width:880px){
  .hero{padding:38px 0 44px}
  .hero .grid{grid-template-columns:1fr;gap:28px}
  .hero h1{font-size:2.05rem;line-height:1.08}
  .hero p.lede{font-size:1.04rem}
  .hero .stats{gap:22px;margin-top:18px}
  .hero .stat strong{font-size:1.7rem}
  .hero img.illust{display:none}
  .hero .cluster{flex-direction:column;align-items:stretch;gap:10px}
  .hero .cluster .btn{width:100%;justify-content:center}
}
@media(max-width:520px){
  h1{font-size:2rem}
  h2{font-size:1.5rem}
  h3{font-size:1.15rem}
  .container{padding:0 16px}
  .article{padding:22px 18px}
  .article h1{font-size:1.65rem}
  .article .summary{grid-template-columns:1fr;padding:14px}
  .section{padding:38px 0}
  .sticky-cta{font-size:.85rem;padding:9px 12px;gap:8px}
  .sticky-cta strong{display:block;width:100%;text-align:center}
  body{padding-bottom:96px}
}

/* Sections */
body{padding-bottom:64px}
.section{padding:64px 0}
.section.tight{padding:36px 0}
.section.alt{background:#fff}
.section-title{display:flex;justify-content:space-between;align-items:end;gap:16px;margin-bottom:26px;flex-wrap:wrap}
.section-title h2{margin:0;font-size:2rem}
.section-title .small{color:var(--muted);font-size:.92rem;font-weight:500}

/* Settlement cards */
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(290px,1fr));gap:18px}
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:20px;
  display:flex;flex-direction:column;gap:10px;box-shadow:var(--shadow-sm);
  transition:transform .14s ease,box-shadow .14s ease,border-color .14s ease;position:relative;overflow:hidden
}
.card::before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--orange);opacity:0;transition:opacity .15s ease}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:var(--line-2)}
.card:hover::before{opacity:1}
.card .meta{font-size:.74rem;color:var(--muted);display:flex;gap:6px;flex-wrap:wrap;text-transform:uppercase;letter-spacing:.06em;font-weight:700}
.card h3{margin:0;font-size:1.18rem;line-height:1.15}
.card h3 a{color:var(--navy-900)}
.card h3 a:hover{color:var(--orange-2);text-decoration:none}
.card p{margin:0;color:var(--ink-2);font-size:.94rem}
.card .footer{display:flex;justify-content:space-between;align-items:center;font-size:.82rem;color:var(--muted);margin-top:auto;padding-top:10px;border-top:1px dashed var(--line);font-weight:600}
.card .footer .payout{color:var(--green);font-weight:700;font-family:var(--display);font-size:1rem}

/* Tags */
.tag{display:inline-block;background:#eef2f8;color:var(--navy-700);font-size:.7rem;padding:4px 9px;border-radius:999px;font-weight:700;letter-spacing:.04em;text-transform:uppercase}
.tag-warn{background:#fff3cd;color:#7a4f00}
.tag-danger{background:#fde2e2;color:var(--red)}
.tag-orange{background:var(--orange-50);color:var(--orange-2)}

/* Article + sidebar layout */
.layout{display:grid;grid-template-columns:1fr 340px;gap:38px;padding:34px 0 70px}
@media(max-width:1000px){.layout{grid-template-columns:1fr}}
.article{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:34px 38px;box-shadow:var(--shadow-sm)}
.article h1{font-size:2.4rem;margin-bottom:.2em}
.article .crumbs{font-size:.82rem;color:var(--muted);margin-bottom:8px;text-transform:uppercase;letter-spacing:.06em;font-weight:600}
.article .crumbs a{color:var(--muted)}
.article .summary{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;background:#f1f5fb;border:1px solid var(--line);border-left:4px solid var(--orange);border-radius:8px;padding:18px;margin:22px 0 28px}
.article .summary div{font-size:.92rem;color:var(--ink-2)}
.article .summary strong{display:block;font-size:.7rem;color:var(--navy-700);text-transform:uppercase;letter-spacing:.08em;margin-bottom:4px;font-weight:700}
.article p{font-size:1.04rem;color:#1e293b;margin:0 0 1em}
.article ul, .article ol{padding-left:22px}
.article ul li, .article ol li{margin:.4em 0}
.article h2{margin-top:1.6em;font-size:1.7rem;color:var(--navy-900);position:relative;padding-bottom:8px;border-bottom:3px solid var(--orange);display:inline-block;padding-right:28px}
.article h3{margin-top:1.4em;color:var(--navy-800);font-size:1.25rem}

/* Sidebar */
.sidebar > *{margin-bottom:22px}
.box{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:20px;box-shadow:var(--shadow-sm)}
.box h4{margin:0 0 14px;font-family:var(--sans);font-weight:800;font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:var(--navy-900);padding-bottom:10px;border-bottom:2px solid var(--orange);display:inline-block}

/* Lead form */
.lead-form{background:linear-gradient(170deg,var(--navy-800) 0%,var(--navy-900) 100%);color:#fff;border-radius:var(--radius-lg);padding:22px;border:1px solid var(--navy-900);position:relative;overflow:hidden}
.lead-form::before{content:"⚡";position:absolute;right:-18px;top:-12px;font-size:7rem;opacity:.07;line-height:1}
.lead-form h4{color:#fff;border-bottom:2px solid var(--orange);padding-bottom:10px;margin-bottom:14px;text-transform:uppercase;font-size:.92rem;letter-spacing:.08em;display:inline-block;font-family:var(--sans);font-weight:800}
.lead-form p{font-size:.9rem;color:#cad6ec;margin:0 0 14px;line-height:1.5}
.lead-form label{display:block;font-size:.72rem;text-transform:uppercase;letter-spacing:.08em;margin:10px 0 4px;color:#9eb0cd;font-weight:700}
.lead-form input, .lead-form select, .lead-form textarea{
  width:100%;padding:11px 12px;border-radius:6px;border:1px solid var(--navy-700);background:#fff;color:var(--ink);font-size:.95rem;font-family:inherit
}
.lead-form input:focus{outline:2px solid var(--orange);outline-offset:1px}
.lead-form .btn{margin-top:14px}
.lead-form .legal{font-size:.7rem;color:#8aa1c4;margin-top:12px;line-height:1.45}

/* AdSense */
.adsense{
  background:repeating-linear-gradient(45deg,#f1f5fb 0 14px,#fff 14px 28px);
  border:1px dashed var(--line-2);color:var(--muted);text-align:center;padding:32px 16px;
  border-radius:8px;margin:22px 0;font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;font-weight:600
}

/* Trust signals */
.trust-row{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;align-items:center;padding:22px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin:22px 0;background:#fff;border-radius:8px}
.trust-row .badge{display:inline-flex;gap:8px;align-items:center;background:var(--paper);border:1px solid var(--line);padding:8px 16px;border-radius:999px;font-size:.84rem;color:var(--ink-2);font-weight:600}
.stars{color:var(--amber);letter-spacing:2px}

/* Testimonials */
.testimonials{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px}
.testimonial{background:#fff;border-left:4px solid var(--orange);padding:20px;border-radius:8px;box-shadow:var(--shadow-sm)}
.testimonial blockquote{margin:0;font-style:italic;color:var(--ink-2);font-size:.96rem;line-height:1.5}
.testimonial .who{margin-top:12px;font-weight:700;color:var(--navy-900);font-size:.9rem}
.testimonial .who span{display:block;color:var(--muted);font-weight:500;font-size:.8rem;margin-top:2px}

/* Footer */
.site-footer{background:var(--navy-900);color:#9eb0cd;padding:48px 0 18px;margin-top:30px;font-size:.92rem}
.site-footer h5{color:#fff;font-family:var(--sans);text-transform:uppercase;font-size:.78rem;letter-spacing:.1em;margin:0 0 14px;font-weight:800;border-bottom:2px solid var(--orange);padding-bottom:6px;display:inline-block}
.site-footer .grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:36px}
.site-footer a{color:#bfcbe2}
.site-footer a:hover{color:var(--orange)}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{padding:3px 0}
.site-footer .legal{border-top:1px solid #1a2a44;margin-top:30px;padding-top:16px;color:#6e809b;font-size:.8rem;text-align:center;line-height:1.6}
@media(max-width:780px){.site-footer .grid{grid-template-columns:1fr 1fr}}

/* Sticky CTA */
.sticky-cta{position:fixed;bottom:0;left:0;right:0;background:var(--navy-900);color:#fff;padding:11px 16px;z-index:50;display:flex;align-items:center;justify-content:center;gap:14px;box-shadow:0 -10px 30px rgba(0,0,0,.18);font-size:.95rem;flex-wrap:wrap;border-top:3px solid var(--orange)}
.sticky-cta .btn{padding:9px 18px;font-size:.9rem}
.sticky-cta strong{color:var(--orange)}

/* List page */
.list-row{background:#fff;border:1px solid var(--line);border-radius:10px;padding:18px 20px;margin-bottom:12px;display:grid;grid-template-columns:1fr auto;gap:12px;box-shadow:var(--shadow-sm);transition:transform .12s ease,border-color .12s ease}
.list-row:hover{transform:translateY(-1px);border-color:var(--orange);text-decoration:none}
.list-row h3{margin:0 0 4px;font-size:1.08rem;color:var(--navy-900)}
.list-row .meta{color:var(--muted);font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;font-weight:700}
.list-row .right{text-align:right;font-size:.85rem;color:var(--ink-2)}
.list-row .right strong{display:block;color:var(--green);font-size:1.05rem;font-family:var(--display);font-weight:700}
@media(max-width:680px){.list-row{grid-template-columns:1fr}.list-row .right{text-align:left}}

/* Category strip */
.cat-strip{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;margin-top:24px}
.cat-strip a.tile{
  background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;display:block;color:var(--ink);
  box-shadow:var(--shadow-sm);transition:transform .15s ease,border-color .15s ease,box-shadow .15s ease;
  border-top:4px solid var(--orange)
}
.cat-strip a.tile:hover{transform:translateY(-3px);text-decoration:none;box-shadow:var(--shadow)}
.cat-strip .tile h3{margin:0 0 6px;font-size:1.15rem;color:var(--navy-900)}
.cat-strip .tile p{margin:0;color:var(--muted);font-size:.9rem;line-height:1.45}
.cat-strip .tile .arrow{margin-top:12px;color:var(--orange-2);font-size:.85rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em}

/* Pagination */
.pager{display:flex;justify-content:center;gap:6px;margin:30px 0;flex-wrap:wrap}
.pager a, .pager span{padding:9px 13px;border-radius:6px;background:#fff;border:1px solid var(--line);font-size:.9rem;color:var(--ink-2);font-weight:600}
.pager a:hover{border-color:var(--orange);color:var(--orange-2);text-decoration:none}
.pager .active{background:var(--navy-800);color:#fff;border-color:var(--navy-900)}

/* Notices */
.disclaimer-strip{background:#fff8e6;border:1px solid #f1e4b6;color:#7d5e10;padding:12px 16px;border-radius:8px;font-size:.86rem;margin:20px 0}
.notice{background:#fde2e2;border:1px solid #f3c8c2;color:#7e2418;padding:14px 16px;border-radius:8px;margin:14px 0;font-weight:600;display:flex;gap:10px;align-items:center}
.success{background:#e7f5ec;border:1px solid #b9e0c5;color:#22593a;padding:14px 16px;border-radius:8px;margin:14px 0}
hr.rule{border:none;border-top:1px solid var(--line);margin:30px 0}
.toc{background:#f1f5fb;border:1px solid var(--line);border-left:4px solid var(--orange);border-radius:8px;padding:16px 18px;margin:18px 0}
.toc h4{margin:0 0 10px;font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;color:var(--navy-900);font-family:var(--sans);font-weight:800;border:none;padding:0;display:block}
.toc ul{margin:0;padding-left:22px}
.toc li{font-size:.94rem;margin:4px 0}

/* PBN / Editorial recommendations block */
.recommends{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px;box-shadow:var(--shadow-sm)}
.recommends h4{margin:0 0 6px;font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:var(--navy-900);font-family:var(--sans);font-weight:800;border-bottom:2px solid var(--orange);padding-bottom:8px;display:inline-block}
.recommends .kicker{font-size:.78rem;color:var(--muted);margin:6px 0 14px}
.recommends ul{list-style:none;padding:0;margin:0}
.recommends li{padding:11px 0;border-bottom:1px dashed var(--line)}
.recommends li:last-child{border-bottom:none}
.recommends a{color:var(--navy-800);font-weight:600;line-height:1.35;display:block}
.recommends a:hover{color:var(--orange-2);text-decoration:none}
.recommends .src{display:block;font-size:.74rem;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;margin-top:3px;font-weight:600}

/* Inline editorial link inside article body */
.inline-rec{display:block;margin:18px 0;padding:14px 16px;background:#f1f5fb;border-left:3px solid var(--orange);border-radius:0 8px 8px 0;font-size:.95rem;color:var(--ink-2)}
.inline-rec strong{color:var(--navy-900);display:block;font-family:var(--display);font-size:1.05rem;margin-bottom:2px}
.inline-rec a{color:var(--orange-2);font-weight:700}

/* Guides index */
.guide-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:18px}

/* Misc utilities */
.muted{color:var(--muted)}
.kicker{font-size:.74rem;font-weight:700;color:var(--orange-2);text-transform:uppercase;letter-spacing:.1em}
.deadline-flag{color:var(--red);font-weight:700}