Financial Products & Junk Fees Class Action Settlements
Surprise overdraft cascades, NSF representment fees, hidden statement charges — banks and credit issuers extract billions of dollars a year through fees that consumers neither expect nor adequately disclosed. Class actions are the primary mechanism for getting that money back.
ClaimAlert is currently tracking 324 open financial products & junk fees settlements. Each listing below summarizes the alleged misconduct, who's eligible, the deadline to act, and what the typical payout looks like.
How financial products & junk fees class actions usually work
Almost every junk-fee settlement is calculated directly from the bank's own account records — you do not have to provide statements. The administrator credits current accounts automatically and mails checks to closed accounts, using the address on file at the time the account closed (you can update this with the administrator at any time before the deadline).
One thing to know up front: Even if you closed your account years ago, you may still qualify. The administrator can typically locate your old account using your Social Security number and date of birth. The most common reason a valid claim gets rejected is the class member assumed they didn’t qualify and never filed. If you fit even some of the eligibility criteria below, file the claim — the administrator will tell you in writing if you don’t qualify.
Open Financial Products & Junk Fees settlements (page 1 of 13)
Ellis v. PayPal, Inc.
Account-holders at PayPal, Inc. allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement returns…
Gonzalez v. Webster Bank
Account-holders at Webster Bank allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement returns…
Edwards v. Affirm Inc.
Account-holders at Affirm Inc. allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement returns…
Cooper v. Afterpay (Block)
Account-holders at Afterpay (Block) allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement returns…
Lee v. Credit Karma (Intuit)
Account-holders at Credit Karma (Intuit) allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement…
Vaughn v. BBVA USA
Account-holders at BBVA USA allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement returns…
Adams v. Capital One N.A.
Account-holders at Capital One N.A. allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement…
O'Brien v. Comerica Bank
Account-holders at Comerica Bank allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement returns…
Iverson v. Zip Co Limited
Account-holders at Zip Co Limited allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement…
Martinez v. Wells Fargo Bank
Account-holders at Wells Fargo Bank allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement…
Iyer v. Citizens Bank N.A.
Account-holders at Citizens Bank N.A. allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement…
Robinson v. TransUnion Interactive
Account-holders at TransUnion Interactive allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement returns…
Robinson v. Venmo (PayPal)
Account-holders at Venmo (PayPal) allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement returns…
Torres v. Citizens Bank N.A.
Account-holders at Citizens Bank N.A. allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement…
Williams v. Avant LLC
Account-holders at Avant LLC allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement returns…
Ellis v. Zelle Network
Account-holders at Zelle Network allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement returns…
Davenport v. MoneyGram Payment Systems
Account-holders at MoneyGram Payment Systems allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement…
Bennett v. USAA Federal Savings
Account-holders at USAA Federal Savings allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement…
Johnson v. Webull Financial
Account-holders at Webull Financial allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement returns…
Iyer v. American Express National Bank
Account-holders at American Express National Bank allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed…
Norris v. Affirm Inc.
Account-holders at Affirm Inc. allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement returns…
Anderson v. Upgrade Inc.
Account-holders at Upgrade Inc. allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement returns…
Edwards v. TD Ameritrade (Schwab)
Account-holders at TD Ameritrade (Schwab) allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement…
Gonzalez v. Bread Financial
Account-holders at Bread Financial allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement returns…
Reed v. Robinhood Markets
Account-holders at Robinhood Markets allege the bank charged surprise overdraft and NSF fees that were not adequately disclosed in the account agreement. The proposed settlement returns…
Frequently asked: Financial Products & Junk Fees claims
Do I need a lawyer to file a claim in this category?
For nearly every published settlement on this page, no. The settlement administrator handles your claim once you submit the form. If you suffered an unusually large or complex loss — for example, documented property damage from a defective appliance worth thousands of dollars, or a personal injury — a participating attorney can review your situation for free using the form on this page.
Will filing affect my taxes or credit?
Most consumer settlement payments are not taxable when they reimburse you for an out-of-pocket loss. Filing a claim does not affect your credit. Settlement administrators do not share your information with credit bureaus or employers.
How long until I get paid?
Once a federal judge enters "final approval" of the settlement, payouts typically begin within ninety days but can take up to a year if appeals are filed. ClaimAlert updates each listing when payments start hitting consumers.
What if I don’t have a receipt?
Even if you closed your account years ago, you may still qualify. The administrator can typically locate your old account using your Social Security number and date of birth. See our full proof-of-purchase tips guide for help retrieving old purchase records from major retailers.